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			<title>WNY Homes for Sale</title>
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		<item rdf:about="http://www.buffalownyhomes.com/perfect-time">
			<title>Are you waiting for the Perfect Time to Purchase?</title>
			<link>http://www.buffalownyhomes.com/perfect-time</link>
			<dc:date><pubDate>Fri, 12 Mar 2010 00:02:53 -0500</pubDate></dc:date>
			<dc:creator>Colleen Kulikowski, Licensed RE Salesperson</dc:creator>
			<dc:subject>Real Estate Finance</dc:subject>
		<description>&lt;p&gt;&lt;img style=&quot;margin: 11px 22px; float: left;&quot; title=&quot;deciding if it is the right time to purchase a home&quot; src=&quot;http://smartblogger.1parkplace.com/content/uploads/blogs/ckulikowski/j0411819.jpg&quot; alt=&quot;deciding if it is the right time to purchase a home&quot; width=&quot;126&quot; height=&quot;190&quot; /&gt;&lt;/p&gt;
&lt;h2&gt;Are you waiting for the Perfect Time to Purchase?&lt;/h2&gt;
&lt;p&gt;With interest rates at historical low levels, and the extension of the &lt;a title=&quot;Tax Credit Resource Center&quot; href=&quot;http://www.buffaloniagararealestatehomesales.com/wnyrealtor/tax-credit-help-center/&quot;&gt;tax credit&lt;/a&gt;
you cannot find a better time to purchase a home.&amp;#160;&amp;#160; Interest rates as
low as 4.75% were quoted in February.&amp;#160;&amp;#160; Right now that gives you
incredible buying power.&amp;#160;&amp;#160;&amp;#160; &lt;/p&gt;
&lt;p&gt;How are you going to feel if you haven't
purchased and the rates rise to 6, 7 or 8% or higher?&amp;#160;&amp;#160; Those interest
rates have been held artificially low by the government, and that is
projected to change at the beginning of next year.&lt;/p&gt;
&lt;p style=&quot;text-align: right;&quot;&gt;&lt;strong&gt;Read Also:&lt;/strong&gt; &lt;a title=&quot;Permanent Link to Excellent reasons to not purchase a Home&quot; rel=&quot;bookmark&quot; href=&quot;http://www.buffaloniagararealestatehomesales.com/wnyrealtor/excellent-reasons-to-delay-purchasing-a-home/&quot;&gt;Excellent reasons to not purchase a Home&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;It also helps that once you are working
with a Realtor to find something else to do with your spare time other
than searching for the Perfect home, at the perfect time. &amp;#160; That is why
you just hired a professional to assist you. &amp;#160; To remove the barriers
to finding the Best home for you!&lt;/p&gt;
&lt;p style=&quot;text-align: right;&quot;&gt; &lt;a href=&quot;http://www.buffaloniagararealestatehomesales.com/wnyrealtor/perfect-buffalo-home/#more-4090&quot;&gt;Read the rest of this Buffalo Real Estate Article &amp;#187;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;#160;&lt;/p&gt;</description>
			<content:encoded><![CDATA[<p><img style="margin: 11px 22px; float: left;" title="deciding if it is the right time to purchase a home" src="http://smartblogger.1parkplace.com/content/uploads/blogs/ckulikowski/j0411819.jpg" alt="deciding if it is the right time to purchase a home" width="126" height="190" /></p>
<h2>Are you waiting for the Perfect Time to Purchase?</h2>
<p>With interest rates at historical low levels, and the extension of the <a title="Tax Credit Resource Center" href="http://www.buffaloniagararealestatehomesales.com/wnyrealtor/tax-credit-help-center/">tax credit</a>
you cannot find a better time to purchase a home.   Interest rates as
low as 4.75% were quoted in February.   Right now that gives you
incredible buying power.    </p>
<p>How are you going to feel if you haven't
purchased and the rates rise to 6, 7 or 8% or higher?   Those interest
rates have been held artificially low by the government, and that is
projected to change at the beginning of next year.</p>
<p style="text-align: right;"><strong>Read Also:</strong> <a title="Permanent Link to Excellent reasons to not purchase a Home" rel="bookmark" href="http://www.buffaloniagararealestatehomesales.com/wnyrealtor/excellent-reasons-to-delay-purchasing-a-home/">Excellent reasons to not purchase a Home</a></p>
<p>It also helps that once you are working
with a Realtor to find something else to do with your spare time other
than searching for the Perfect home, at the perfect time.   That is why
you just hired a professional to assist you.   To remove the barriers
to finding the Best home for you!</p>
<p style="text-align: right;"> <a href="http://www.buffaloniagararealestatehomesales.com/wnyrealtor/perfect-buffalo-home/#more-4090">Read the rest of this Buffalo Real Estate Article &#187;</a></p>
<p> </p>]]></content:encoded>
			</item>

		<item rdf:about="http://www.buffalownyhomes.com/what-sellera-039-s-need-to-disclose-to-buyers">
			<title>What seller&#039;s need to disclose to buyers</title>
			<link>http://www.buffalownyhomes.com/what-sellera-039-s-need-to-disclose-to-buyers</link>
			<dc:date><pubDate>Thu, 11 Mar 2010 12:43:12 -0500</pubDate></dc:date>
			<dc:creator>Colleen Kulikowski, Licensed RE Salesperson</dc:creator>
			<dc:subject>Sell Your Home</dc:subject>
		<description>&lt;p&gt;&lt;img style=&quot;margin: 11px 22px; float: right;&quot; title=&quot;Property Condition Disclosure&quot; src=&quot;http://smartblogger.1parkplace.com/content/uploads/blogs/ckulikowski/Seller/j0402053.jpg&quot; alt=&quot;What do you have to disclose&quot; width=&quot;167&quot; height=&quot;251&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;
&lt;p&gt;&lt;strong&gt;&lt;a title=&quot;Permanent Link to The art of disclosure on your Buffalo Home For&amp;amp;nbsp;Sale&quot; rel=&quot;bookmark&quot; href=&quot;http://downtownbuffalo.wordpress.com/2008/12/09/the-art-of-disclosure-on-your-buffalo-home-for-sale/&quot;&gt;The art of disclosure on your Buffalo Home For&amp;#160;Sale&lt;/a&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;By law, real estate professionals cannot fill out any &lt;a title=&quot;Home Disclosures&quot; rel=&quot;nofollow&quot; href=&quot;http://homebuying.about.com/od/homedisclosures/qt/Req2Disclose.htm&quot;&gt;sellers' home disclosures&lt;/a&gt;
unless the agent is the seller or a party to the transaction. If your
agent can't tell you, ask a lawyer if you need to sign every &lt;a title=&quot;NY State Property Disclosure Form&quot; rel=&quot;nofollow&quot; href=&quot;http://homebuying.about.com/od/homedisclosures/qt/Req2Disclose.htm&quot;&gt;disclosure&lt;/a&gt; handed you.&lt;/p&gt;
&lt;p&gt;Every state has its own laws regarding disclosures, so the forms will be different. A federal disclosure such as &lt;a title=&quot;Lead Paint Disclosure&quot; href=&quot;http://www.hud.gov/offices/lead/enforcement/disclosure.cfm&quot;&gt;Lead-Based Paint &lt;/a&gt;is
required for all transactions if the home was built before 1978.&amp;#160;&amp;#160;
Chances are in most areas of Western New York you will need this form.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;What should I disclose?&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Material Facts are commonly referred to as anything that would
affect the buyer's decision to purchase or the price and terms the
buyer offers. In other words, if you have knowledge about a defect, it
should be disclosed.&amp;#160; If a seller discloses something to me and chose
to withhold this information from the buyer, I would have had to
disclose it because now I had knowledge of a material fact.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Read Also:&lt;/strong&gt;&amp;#160; &lt;a title=&quot;Permanent Link to Things Sellers can do make a buyers day!&quot; rel=&quot;bookmark&quot; href=&quot;http://www.buffaloniagararealestatehomesales.com/wnyrealtor/2008/07/06/things-to-leave-behind/&quot;&gt;Things Sellers can do make a buyers day!&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Part of this includes any repairs or enhancements that you have done
on your Western New York home.&amp;#160; For instance, there was a leak in the
roof, we paid xyz company $x.xx to correct and we have not had any
problems since.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Read more »</description>
			<content:encoded><![CDATA[<p><img style="margin: 11px 22px; float: right;" title="Property Condition Disclosure" src="http://smartblogger.1parkplace.com/content/uploads/blogs/ckulikowski/Seller/j0402053.jpg" alt="What do you have to disclose" width="167" height="251" /></p>
<p><em>
<p><strong><a title="Permanent Link to The art of disclosure on your Buffalo Home For&amp;nbsp;Sale" rel="bookmark" href="http://downtownbuffalo.wordpress.com/2008/12/09/the-art-of-disclosure-on-your-buffalo-home-for-sale/">The art of disclosure on your Buffalo Home For Sale</a></strong></p>
<p>By law, real estate professionals cannot fill out any <a title="Home Disclosures" rel="nofollow" href="http://homebuying.about.com/od/homedisclosures/qt/Req2Disclose.htm">sellers' home disclosures</a>
unless the agent is the seller or a party to the transaction. If your
agent can't tell you, ask a lawyer if you need to sign every <a title="NY State Property Disclosure Form" rel="nofollow" href="http://homebuying.about.com/od/homedisclosures/qt/Req2Disclose.htm">disclosure</a> handed you.</p>
<p>Every state has its own laws regarding disclosures, so the forms will be different. A federal disclosure such as <a title="Lead Paint Disclosure" href="http://www.hud.gov/offices/lead/enforcement/disclosure.cfm">Lead-Based Paint </a>is
required for all transactions if the home was built before 1978.  
Chances are in most areas of Western New York you will need this form.</p>
<p><strong>What should I disclose?</strong></p>
<p>Material Facts are commonly referred to as anything that would
affect the buyer's decision to purchase or the price and terms the
buyer offers. In other words, if you have knowledge about a defect, it
should be disclosed.  If a seller discloses something to me and chose
to withhold this information from the buyer, I would have had to
disclose it because now I had knowledge of a material fact.</p>
<p><strong>Read Also:</strong>  <a title="Permanent Link to Things Sellers can do make a buyers day!" rel="bookmark" href="http://www.buffaloniagararealestatehomesales.com/wnyrealtor/2008/07/06/things-to-leave-behind/">Things Sellers can do make a buyers day!</a></p>
<p>Part of this includes any repairs or enhancements that you have done
on your Western New York home.  For instance, there was a leak in the
roof, we paid xyz company $x.xx to correct and we have not had any
problems since.</p>
<p><strong>&lt;a href=&quot;http://www.buffalownyhomes.com/what-sellera-039-s-need-to-disclose-to-buyers#more37805&quot;&gt;Read more &amp;raquo;&lt;/a&gt;]]></content:encoded>
			</item>

		<item rdf:about="http://www.buffalownyhomes.com/welcome-to-buffalo">
			<title>Welcome to your Source for Buffalo &#38; WNY Homes!</title>
			<link>http://www.buffalownyhomes.com/welcome-to-buffalo</link>
			<dc:date><pubDate>Wed, 10 Mar 2010 00:23:35 -0500</pubDate></dc:date>
			<dc:creator>John.McKnight</dc:creator>
			<dc:subject>Buyer Resources</dc:subject>
		<description>&lt;p style=&quot;text-align: justify;&quot;&gt;&lt;a title=&quot;Buffalo New York&quot; href=&quot;http://www.buffaloniagararealestatehomesales.com/wnyrealtor/category/wnycommunities/erie-county/buffalo/&quot;&gt;&lt;img style=&quot;float: left; margin: 11px 22px;&quot; title=&quot;Buffalo New York Albright Knox Art Gallery&quot; src=&quot;http://www.buffalownyhomes.com/m/blogs/ckulikowski/Albright Knox Art Gallery.jpg&quot; alt=&quot;Buffalo New York Albright Knox Art Gallery&quot; width=&quot;275&quot; height=&quot;206&quot; /&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: justify;&quot;&gt;&amp;#160;&lt;/p&gt;
&lt;p style=&quot;text-align: justify;&quot;&gt;&lt;a title=&quot;Buffalo New York&quot; href=&quot;http://www.buffaloniagararealestatehomesales.com/wnyrealtor/category/wnycommunities/erie-county/buffalo/&quot;&gt;Buffalo NY&lt;/a&gt; is a community that has been misunderstood by many but those that live in Western New York know it is a wonderful place to call home.&amp;#160;&amp;#160; Situated in the&amp;#160;western portion of New York state&amp;#160;nestled on shores of Lake Erie.&amp;#160;&amp;#160;The Buffalo region is one of the&amp;#160;&lt;a title=&quot;CNN Money Magazine 2008 Fastest growing real Estate Markets&quot; href=&quot;http://stanleybing.blogs.fortune.cnn.com/2008/05/09/what-do-all-of-americas-fastest-growing-real-estate-markets-have-in-common/&quot;&gt;fastest growing&amp;#160;Real Estate&amp;#160;markets &lt;/a&gt;in the United States today.&amp;#160; To the north is Niagara Falls and over the boarder Toronto.&lt;/p&gt;
&lt;p style=&quot;text-align: justify;&quot;&gt;&lt;a title=&quot;Buffalo NY&quot; href=&quot;http://www.ci.buffalo.ny.us/&quot;&gt;Buffalo&lt;/a&gt;&amp;#160;is a city under an amazing amount of change; all for the positive. Visitors regularly say, &quot;I had no idea.&quot; This expression of surprise has happened so often weve given it a name: the &quot;Who Knew?&quot; effect. As in, &quot;Who knew Buffalo was such a beautiful city?&quot; or &quot;Who knew there was so much to do here?&quot; or the &quot;Who knew there were so many amazing restaurants?&quot;&amp;#160;&amp;#160; &lt;/p&gt;
&lt;p style=&quot;text-align: right;&quot;&gt;&lt;strong&gt;Read Also:&lt;/strong&gt;&lt;a title=&quot;: Buffalo Relocation Guide&quot; rel=&quot;bookmark&quot; href=&quot;http://www.buffalownyhomes.com/relocation-guide&quot;&gt;Buffalo Relocation Guide&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;#160;&lt;/p&gt;
&lt;p style=&quot;text-align: justify;&quot;&gt;There is something in the Buffalo Niagara Region for everyone.&amp;#160;&amp;#160; Winter snow provides some incredible opportunities to enjoy winter and mild summers set the stage for incredible sailing on both Lake Erie and Lake Ontario.&amp;#160; The weather also creates an incredible micro-climate for some of the best wine that is produced on the shores of Lake Erie.&amp;#160; Sports fans have a selection of professional and college teams to cheer for.&amp;#160;&amp;#160; Those that love the arts there are an amazing selection of Museums and Theatres.&amp;#160;&amp;#160; With over 20 colleges and universities in the Greater Buffalo region, Western New York is progressive in Sciences and Technology fields.&lt;/p&gt;
&lt;p style=&quot;text-align: justify;&quot;&gt;Thinking of purchasing Real Estate in the Buffalo Region?&amp;#160;&amp;#160; There is an amazing selection of affordable housing and in Western New York you are never more than 20 minutes from Downtown Buffalo.&amp;#160; &lt;/p&gt;
&lt;p style=&quot;text-align: justify;&quot;&gt;&amp;#160;&lt;/p&gt;</description>
			<content:encoded><![CDATA[<p style="text-align: justify;"><a title="Buffalo New York" href="http://www.buffaloniagararealestatehomesales.com/wnyrealtor/category/wnycommunities/erie-county/buffalo/"><img style="float: left; margin: 11px 22px;" title="Buffalo New York Albright Knox Art Gallery" src="http://www.buffalownyhomes.com/m/blogs/ckulikowski/Albright Knox Art Gallery.jpg" alt="Buffalo New York Albright Knox Art Gallery" width="275" height="206" /></a></p>
<p style="text-align: justify;"> </p>
<p style="text-align: justify;"><a title="Buffalo New York" href="http://www.buffaloniagararealestatehomesales.com/wnyrealtor/category/wnycommunities/erie-county/buffalo/">Buffalo NY</a> is a community that has been misunderstood by many but those that live in Western New York know it is a wonderful place to call home.   Situated in the western portion of New York state nestled on shores of Lake Erie.  The Buffalo region is one of the <a title="CNN Money Magazine 2008 Fastest growing real Estate Markets" href="http://stanleybing.blogs.fortune.cnn.com/2008/05/09/what-do-all-of-americas-fastest-growing-real-estate-markets-have-in-common/">fastest growing Real Estate markets </a>in the United States today.  To the north is Niagara Falls and over the boarder Toronto.</p>
<p style="text-align: justify;"><a title="Buffalo NY" href="http://www.ci.buffalo.ny.us/">Buffalo</a> is a city under an amazing amount of change; all for the positive. Visitors regularly say, "I had no idea." This expression of surprise has happened so often weve given it a name: the "Who Knew?" effect. As in, "Who knew Buffalo was such a beautiful city?" or "Who knew there was so much to do here?" or the "Who knew there were so many amazing restaurants?"   </p>
<p style="text-align: right;"><strong>Read Also:</strong><a title=": Buffalo Relocation Guide" rel="bookmark" href="http://www.buffalownyhomes.com/relocation-guide">Buffalo Relocation Guide</a></p>
<p> </p>
<p style="text-align: justify;">There is something in the Buffalo Niagara Region for everyone.   Winter snow provides some incredible opportunities to enjoy winter and mild summers set the stage for incredible sailing on both Lake Erie and Lake Ontario.  The weather also creates an incredible micro-climate for some of the best wine that is produced on the shores of Lake Erie.  Sports fans have a selection of professional and college teams to cheer for.   Those that love the arts there are an amazing selection of Museums and Theatres.   With over 20 colleges and universities in the Greater Buffalo region, Western New York is progressive in Sciences and Technology fields.</p>
<p style="text-align: justify;">Thinking of purchasing Real Estate in the Buffalo Region?   There is an amazing selection of affordable housing and in Western New York you are never more than 20 minutes from Downtown Buffalo.  </p>
<p style="text-align: justify;"> </p>]]></content:encoded>
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